INNW... If Not Now, When ?
I rented an apartment my entire adult life until about 6 years ago. Not because I didn't want to buy a house, it was because of where I lived and the housing prices at the time. I lived in NYC, specifically in Queens. Housing prices and interest rates where ridiculous. There was no way I was going to be able to save up the 20% needed to put down and there was no way I was going to be able to afford the astronomical monthly mortgage payment along with everything else.
Some things then happened in my life that I will get into in other blogs (no, I did not win the lottery). I now live in a beautiful house in Upstate NY, Binghamton to be specific. After buying my own home I decided to start my own business and sell real estate. I figured I could help people who were just like me. People who didn't think they could afford a house because they didn't have all of the information.
The point I am trying to make is that if you have a job and decent credit then you should really consider buying a house. Call me and I will introduce you to a mortgage lender who will help you decide if this is a good time for you to buy. You need to know how much money you are going to need to put down and how much your monthly payment is going to be.
I know that your parents, grand-parents, aunts, uncles and friends probably all own their own houses and they want to help you with all of their advice. If they are not in the real estate business now then they don't know all of the changes that have occured. This industry changes on a daily basis so you need to listen to the professionals who do this everyday.
Call me 607-699-1013... let's get the process started. The first step is always the hardest.